Practical money skills for young people aged 14 to 25, delivered through community organisations, youth services and RTOs across Central West NSW.
Proudly funded by the Rabobank NSW Client Council. Free for your organisation

Limited places: 150 young people across the Central West, up to 50 per organisation. Funded by the Rabobank NSW Client Council, so be quick to lock your group in.
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In rural and regional communities, financial stress is compounded by isolation, seasonal income and the weight of drought and disaster. Practical financial education is one of the most powerful tools in a community's resilience toolkit.

Fully funded through the Rabobank NSW Client Council. We bring everything, we come to you, and we work around your program schedule, in youth centres, community halls or your training rooms.
Free through the Rabobank NSW Client Council
When drought, flood or fire hits, as it does disproportionately in rural and agricultural communities, financially capable young people are ready to respond. They can:
By partnering with organisations already trusted in the Central West, we bring locally relevant financial education to the young people who would otherwise miss out.

Six practical money skills, taught in order and built around real rural life, across two 1.5-hour sessions.
A clear vision and the confidence to start, easing the anxiety behind money stress.
Income, expenses and the 50/30/20 rule, plus how to re-budget fast when income drops.
Read a payslip, check you are paid correctly, and understand how tax works.
Pay yourself first, build a buffer, and know where to find disaster relief.
Good vs bad debt, buy now pay later, credit cards and how interest compounds.
A personal plan and emergency checklist, ready to act on from day one.
| Outcome | Why it matters |
|---|---|
| A confident start to work | Understand pay, tax and super before the first job, so young people are never underpaid. |
| Budgeting on any income | Practical skills to manage wages, cover expenses, save and plan, even on casual or seasonal pay. |
| Resilience through hardship | Manage money through income shocks, claims and recovery so life stays on track. |
| Less financial stress | Strong money skills ease anxiety, and the ripple effect reaches mental and physical wellbeing. |
| Ready for rural life | Confidence with seasonal pay, irregular income and building a future in a regional community. |



Limited to 150 places across the Central West. Tell us about your organisation and we will lock your group in.