A free program for priority-group students aged 14 to 25 at universities, TAFE and RTOs, using financial wellbeing as the doorway to self-value, self-worth and confident choices.
Proudly funded by the ETREA Foundation. Free for your institution and its students

Limited places: 200 students across NSW, in cohorts of 25. Funded by the ETREA Foundation, so be quick to lock your cohort in.
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Financial disempowerment is, at its core, an emotional wound. It shows up as anxiety, shame and avoidance, and becomes a story students carry into every other part of life. FinReady: Empowered is designed to interrupt that cycle.

Fully funded by the ETREA Foundation. We bring everything, we come to you, and we adapt the content to your cohort. Alongside the two workshops, students get ongoing access to online resources to keep building their skills after the sessions end.
Free through the ETREA Foundation
FinReady: Empowered prioritises students facing compounding barriers to empowerment. Every workshop begins not with numbers, but with mindset, emotion and self-understanding, because content alone does not create change.
Priority is given to cohorts that include:
The program is preventative for students at the start of their study, equipping them before harmful money beliefs take root, and restorative for those already carrying financial stress.

Two workshops that rebuild confidence from the inside out: mindset first, then the practical skills to act on it.
Uncover the beliefs behind money stress, and replace shame and avoidance with self-worth.
Turn a vague wish into a plan using our GPS framework: Goals, Plan, Support.
A simple system that makes opening the banking app feel safe, not scary.
Read a payslip, check your super is paid, and know what you are entitled to at work.
Build an emergency fund from any income, and know where to turn under pressure.
Spot high-cost loans, buy now pay later and debt traps before they take hold.
| Outcome | Why it matters |
|---|---|
| Confidence with money | Measurable lifts in financial knowledge and confidence, tracked through pre and post surveys. |
| Emotional wellbeing | Less anxiety, shame and avoidance around money, replaced with self-value and agency. |
| Practical first steps | A budget, a savings plan and an emergency buffer started, not just talked about. |
| Independence | For many participants, financial capability is the foundation of a safe, independent life. |
| A safe place to ask | Questions students would never type into a search engine, answered without judgment. |



Limited to 200 places across NSW. Tell us about your institution and we will lock your cohort in.