Practical money skills for university, TAFE and RTO students across Central West NSW, built around the realities of regional study: seasonal work, share-house living and study away from home.
Proudly funded by the Rabobank NSW Client Council. Free for your institution

Limited places: 150 students across the Central West, up to 50 per campus. Funded by the Rabobank NSW Client Council, so be quick to lock your cohort in.
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In rural and regional communities, financial stress is compounded by isolation, seasonal income and the weight of drought and disaster. Practical financial education is one of the most powerful tools a student can carry into regional life and work.

Fully funded through the Rabobank NSW Client Council. We bring everything, we come to you, and we work around your semester and timetable, on campus, in tutorials or as a standalone event.
Free through the Rabobank NSW Client Council
When drought, flood or fire hits, as it does disproportionately in rural and agricultural communities, financially capable students are ready to respond. They can:
By partnering with institutions already trusted in the Central West, we bring locally relevant financial education to the students who would otherwise miss out.

Six practical money skills, taught in order and built around real regional student life, across two 1.5-hour sessions.
A clear vision and the confidence to start, easing the anxiety behind money stress.
Income, expenses and the 50/30/20 rule, plus how to re-budget fast when income drops.
Read a payslip, check you are paid correctly, and understand how tax and HECS-HELP work.
Pay yourself first, build a buffer, and know where to find disaster relief.
Good vs bad debt, buy now pay later, credit cards and how interest compounds.
A personal plan and emergency checklist, ready to act on from day one.
| Outcome | Why it matters |
|---|---|
| A confident start to work | Understand pay, tax and super before the first job, so students are never underpaid. |
| Budgeting on any income | Practical skills to manage wages, cover expenses, save and plan, even on casual or seasonal pay. |
| Resilience through hardship | Manage money through income shocks, claims and recovery so study stays on track. |
| Less financial stress | Strong money skills ease anxiety, and the ripple effect reaches mental and physical wellbeing. |
| Ready for rural life | Confidence with seasonal pay, irregular income and building a future in a regional community. |



Limited to 150 places across the Central West. Tell us about your institution and we will lock your cohort in.